Getting Married? Reevaluate Your Changing Insurance Needs Now, Save Yourself Time And Money Later
Getting everything in one place is key when it comes to insurance. Not only for the sake of convenience - although it will save you endless amounts of time and energy being able to make one phone call to check on your health plan, add an auto to your policy, and make a claim on your home.
All of our carriers offer multiple policy discounts, which saves you money simply for keeping multiple policies with the same carrier. Getting married is a great time to bundle things together - adding your spouse's car to your policy, and moving your home or renter's insurance to the same carrier could save you hundreds of dollars a year.
Life and health are two other areas that are really important to take a look at when you're getting married.
There are tons of ways to save money on health care after getting married.
Switching over to one spouse's employee sponsored coverage could save thousands in health care costs a year, as well as be the easiest option.
If neither one of you is offered employer sponsored coverage, you still have plenty of other options. Within the Covered California system, adding another individual to the household can make you eligible for high subsidies, and plans you may have not been eligible for before.
Talking to your agent about getting a life insurance policy is crucial as well - it can take a few months to get the policy in effect, and the younger you are, the better your rates will be.
Bottom line - there is a lot to consider when getting married, but don't overlook booking an appointment with your agent and reevaluating your insurance needs. It will save you tons of time, stress, and money in the long run.